Each year, close to a million Americans suffer dog bites that require medical attention. Many of these victims are children (by some estimates, as many as half of all dog attacks involve children), and children five to nine years of age are the most likely to suffer serious injuries in a dog attack.
While wounds can heal, the physical and emotional scars from a vicious dog attack can last a lifetime. The financial costs can also add up quickly, and the need for long-term medical treatment can put many families into debt. If you, your child or another loved one has been bitten by a dog, you need to assert your legal rights, and you need to hire a lawyer who will fight to win the compensation you deserve.
Legal Representation for Dog Bite Claims
The Law Offices of John W. Stenson is committed to fighting for victims of vicious dog attacks. If you or your child has suffered serious injuries, I will be happy to meet with you personally to discuss your legal rights. If, after your free initial consultation, you choose my law firm to represent you, I will work diligently to calculate your losses and secure the financial compensation you deserve as quickly as possible.
In dog bite cases, as in many other types of personal injury claims, the long-term costs of victims’ injuries can far exceed their immediate medical expenses and lost wages. Dog bite injuries will often require multiple surgeries, each with its own lengthy period of recovery. As a result, when considering settlement offers for a dog bite claim, it is critical to make sure that you have a clear understanding of your current and future losses.
In a typical dog bite case, the types of compensation available for victims’ current and future losses will include:
- Coverage for past and future medical expenses
- Coverage for other out-of-pocket expenses
- Coverage for lost wages and lost future earning capacity
- Compensation for permanent disability and disfigurement
- Compensation for pain, suffering, emotional distress and other forms of non-financial harm
Insurance Coverage for Dog Bites
In most cases, seeking financial compensation for a dog bite involves filing a claim against the dog owner’s insurance company. Why? Because standard homeowner’s insurance policies include coverage for injuries caused by homeowners’ dogs. Typically, the policy limits for dog bites will provide sufficient coverage for victims’ medical expenses and other losses. However, if the amount of your losses exceeds the dog owner’s insurance coverage, you can still seek compensation from the dog’s owner directly.
Since most dog bite cases involve insurance claims, most cases also involve out-of-court insurance settlements. While an insurance settlement may be your best option, we will never recommend that you accept a settlement unless it fairly compensates you for your injury-related losses. I routinely represent clients in courtroom litigation, and I will not hesitate to take a dog owner or its insurance company to court to collect the compensation you deserve.